ivoteamerica

iVoteAmerica believes that yesterday’s whopping plunge in the stock market was NOT…mark it down…NOT due to just the Lehman Brothers and Merrill Lynch problems but rather the cumulative effect of a market in denial. It has been a liars market following the pattern of the old liar loans where borrowers received financing they could not afford.

We’re finally able to see the bottom through the murky water. It’s a bottom we did not want to see and one we tried to avoid for as long as we could. Politicians, the Fed and just about every other major financial player tried to put on a smiley face, pretending that we could avoid the inevitable.

This is the Beginning of the End of Phony Lending

We’re close to the end…that’s the good news. Hitting bottom is good, it means we can repair the damage and start recovering.

The real estate markets are entering a new era and here are “Ten Commandments for the New Housing Reality” (© 2008, iVoteAmerica) that will impact everyone for the next decade:

1. You shall not borrow without the ability to repay.
2. You shall not be allowed to avoid rigid financial scrutiny.
3. You shall not buy property without a 20-25% down payment.
4. You shall not acquire 2nd homes without a 20-25% down payment.
5. You shall not be able to acquire additional credit cards easily.
6. You shall live in your home longer than you thought and sell it for less.

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So much for bringing change to D.C. Senator Joseph Biden of Delaware is Barack Obama’s selection for Vice President.

In the end, it’s business as usual. Although Biden brings the Washington beltway connections Obama lacks, he’s no change agent. Truly, he knows his way around the establishment and perhaps that is the primary value he brings to Obama.

Biden’s brief and uneventful campaign for president neither displayed nor produced any national following and he never produced a primary win. With only three electoral votes, Delaware is hardly a prized victory for the Obama camp.

So what’s up with the Biden selection?

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The media was abuzz over the Saddleback Civil Forum interviews with Senators Barack Obama and John McCain conducted August 16, 2008.

Not only was the media abuzz, they were jealous over Pastor Rick Warren’s creation of a forum that had more meaning than their contrived and carefully scripted so called “debates” where candidates line up on a stage and answer questions no one is really asking.

Although the targeted questions posed by Warren were certainly light years ahead of the mushy medias puppet shows we were still left asking ourselves, “Was this what we need?”

We need a no rules, no holds barred, bare knuckled, verbal fist fight. Just like Ali-Frazier.

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By now, we’ve all heard the flap over the July cover of NYM and its depiction of Barack and Michelle Obama as flag burning radicals.

Ouch! This had to hurt. Or, did it? Was this a biased snipe at the Obama’s or simply, as NYM claimed, pure satire.

The left whined, while the right howled, “right on!” Is the NYM satubg “this is how the right is characterizing you” or, is it “this is public’s perception of the Obama’s?”

Join iVoteAmerica by voting in the New Yorker Poll and letting us know your “unbiased” opinions.